I lost my only brother Tuesday morning, I was the oldest, he was only 55 but had many health problems as do I. I've never had such paper work to do and so much pain in my life of losing my only brother and I was NOT prepared for this. It is a great burden and very exhausting time with all the paper work involved, the faxes and the forms to be filed, not to mention the expense, so I suggest whoever you are please have plans in place ahead of time so it doesn't place so much pressure on you at the last moment. I loved my only brother but hardships happen everyday and you never know...be preparded, please. Such a downer I'm sure but PLEASE think ahead...thanks....jazz.